Miami, Fort Lauderdale and Palm Beach
AI and Technology Governance for South Florida Firms
South Florida gained an unusual concentration of investment firms in a short period, most of which brought their prior obligations with them. Florida imposes no state cybersecurity regime comparable to New York or Connecticut — which is exactly why the picture here is easy to misread.
What makes South Florida different
Moving the office does not move the obligations
A manager who relocated from New York or Connecticut is still an SEC registrant. Federal obligations are indifferent to geography: Advisers Act Rule 204-2, the Marketing Rule and Regulation S-P apply from Miami exactly as they applied from Midtown.
The subtler issue is what the firm kept. Entities are often retained after a move — a New York licence, a subsidiary, a registration nobody revisited. Where a NYDFS licence remains in place, Part 500 remains in place with it, including the annual certification signed by the highest-ranking executive and the CISO. Firms are surprised by this more often than they should be.
The honest position on Florida itself: there is no state analogue adding a second regulator here. What South Florida adds is a firm that has moved, may be operating across state lines, and often has not re-examined which obligations followed it.
The other South Florida industry
Alongside the funds sits a dense healthcare market — practices, provider groups and the vendors serving them, all handling protected health information under HIPAA. The Security Rule expectations are separate from anything in financial services, and the enforcement pattern has been consistent: risk analysis failures, then breach notification failures.
AI arrived in these organisations the same way it arrived everywhere — inside scheduling, documentation and messaging tools already in use. The recordkeeping and safeguard questions follow it, and the answer for a provider group is different from the answer for an adviser.
What we operate for South Florida organizations
First, an honest scope: which entities exist, which registrations and licences are live, and which regimes actually apply after the move. That question alone frequently changes what the program needs to cover.
Then one program covering it: AI tool inventory and scoped policy, controls on the data reaching those tools, retention aligned to whichever rule genuinely governs the record, and evidence assembled continuously so a request letter or an allocator questionnaire is a retrieval exercise.
Serving Miami, Fort Lauderdale and Palm Beach
Questions we get from South Florida firms
+We relocated from New York. Do we still have NYDFS obligations?
It depends on whether any entity still holds a NYDFS licence, registration or charter. Part 500 follows the licence, not the office. If a licensed entity was retained through the move, the obligation and its annual 15 April certification travel with it. This is worth confirming entity by entity rather than assuming the move settled it.
+Does Florida have a state cybersecurity regulation for advisers?
Not one comparable to New York Part 500 or the Connecticut safe harbour. For most South Florida investment firms the binding obligations are federal — Advisers Act recordkeeping, the Marketing Rule and Regulation S-P — plus anything retained from a prior state of domicile.
+Do you work with healthcare organizations as well as investment firms?
Yes. The HIPAA Security Rule expectations differ from financial services in what must be safeguarded and documented, and we scope those programs separately rather than reusing a financial services template.
+Which areas do you cover?
Miami, Fort Lauderdale, West Palm Beach, Boca Raton, Palm Beach Gardens and Coral Gables.
Know where you stand before someone asks
The Governance Score is a free five-minute self-assessment across cybersecurity, data and records, supervision, infrastructure and AI governance. You get a 0–100 result and see which areas need attention. No call required.